Legal Disclaimer

Educational Purpose Only

The content provided on this website, including but not limited to articles, guides, videos, courses, and other educational materials, is intended solely for educational and informational purposes. Brayn Jomp provides financial education and awareness content to help individuals better understand financial concepts, principles, and strategies.

Our educational materials are designed to enhance financial literacy and should not be construed as personalized financial advice, investment recommendations, or professional financial planning services. The information presented represents general educational content that may not be suitable for your specific financial situation or objectives.

No Professional Financial Advice

Brayn Jomp does not provide professional financial advice, investment advice, or personalized financial planning services. We are not licensed financial advisors, certified financial planners, or registered investment advisors. The educational content on our platform should not replace consultation with qualified financial professionals.

Before making any financial decisions, investments, or implementing any financial strategies discussed in our educational materials, you should consult with appropriately licensed and qualified financial professionals who can assess your individual circumstances and provide personalized advice based on your specific financial situation, risk tolerance, and objectives.

Information Accuracy and "As Is" Provision

While we strive to provide accurate and up-to-date educational content, Brayn Jomp makes no warranties or representations regarding the accuracy, completeness, or timeliness of the information presented. Financial markets, regulations, and economic conditions change rapidly, and information that was accurate at the time of publication may become outdated.

All educational content is provided "as is" without any express or implied warranties of any kind. We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. Users access and use our educational materials at their own risk.

Limitation of Liability

To the fullest extent permitted by applicable law, Brayn Jomp, its founders, employees, contractors, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our educational platform or content.

This limitation of liability applies regardless of the theory of liability, whether based on contract, tort, negligence, strict liability, or otherwise, and even if Brayn Jomp has been advised of the possibility of such damages. Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.

In no event shall our total liability to you for all damages, losses, and causes of action exceed the amount you paid to access our educational content, if any. If you have not paid any fees, our maximum liability shall be limited to R100 (One Hundred South African Rand).

No Guarantees or Promises

Brayn Jomp makes no guarantees, promises, or representations regarding financial outcomes, investment returns, or success rates related to the educational content provided. We do not promise that following our educational materials will result in improved financial outcomes, investment success, or any specific financial results.

Financial education is a process that requires time, effort, and practical application. Individual results may vary significantly based on personal circumstances, market conditions, implementation of learned concepts, and numerous other factors beyond our control. Past performance or educational examples do not guarantee future results.

Third-Party Content and Links

Our educational platform may contain references to third-party websites, resources, or content for educational purposes. Brayn Jomp does not endorse, control, or assume responsibility for third-party content. We provide these references solely for educational convenience and do not warrant the accuracy or reliability of external information.

Users access third-party content at their own risk. We encourage you to review the terms of use and privacy policies of any third-party websites or services you access through our educational platform. Brayn Jomp shall not be liable for any damages or losses arising from your use of third-party content or services.

Regulatory Compliance

Brayn Jomp operates as an educational platform and does not provide regulated financial services. We are not authorized by the Financial Sector Conduct Authority (FSCA) or any other regulatory body to provide financial advice, investment services, or other regulated financial activities.

Users are responsible for ensuring their compliance with applicable laws and regulations in their jurisdiction. If you require regulated financial services, please consult with appropriately licensed and authorized financial service providers who can offer services suitable for your jurisdiction and circumstances.

Modification of Terms

Brayn Jomp reserves the right to modify, update, or revise this disclaimer at any time without prior notice. Changes to this disclaimer will be effective immediately upon posting on our website. Your continued use of our educational platform after any modifications constitutes your acceptance of the revised disclaimer.

We encourage users to review this disclaimer periodically to stay informed about our policies and legal protections. If you do not agree with any modifications to this disclaimer, you should discontinue use of our educational platform immediately.